SMART CAPITAL
FOR AMBITIOUS BUSINESSES
SMART CAPITAL
FOR AMBITIOUS BUSINESSES
We provide fast, flexible, and reliable funding without the red tape of traditional banking.
We provide fast, flexible, and reliable funding without the red tape of traditional banking.

Unlock your true potential with our funding

Unlock your true potential with our funding

500+
Happy clients & successful transactions





500+
Happy clients & successful transactions





500+
Happy clients & successful transactions





500+
Happy clients & successful transactions




SERVICES WE PROVIDE
Business Lines of Credit
Draw capital on demand and only pay for what you use. Perfect for managing cash flow or seizing sudden opportunities.
Business Lines of Credit
Draw capital on demand and only pay for what you use. Perfect for managing cash flow or seizing sudden opportunities.
Business Lines of Credit
Draw capital on demand and only pay for what you use. Perfect for managing cash flow or seizing sudden opportunities.
Business Lines of Credit
Draw capital on demand and only pay for what you use. Perfect for managing cash flow or seizing sudden opportunities.
Equipment Financing
Finance equipment with fast approvals and fixed payments. Keep operations moving while preserving working capital.
Equipment Financing
Finance equipment with fast approvals and fixed payments. Keep operations moving while preserving working capital.
Equipment Financing
Finance equipment with fast approvals and fixed payments. Keep operations moving while preserving working capital.
Equipment Financing
Finance equipment with fast approvals and fixed payments. Keep operations moving while preserving working capital.
SBA Loan
We simplify the SBA process and speed up approvals. Ideal for startups, expansions, or long-term stability.
SBA Loan
We simplify the SBA process and speed up approvals. Ideal for startups, expansions, or long-term stability.
SBA Loan
We simplify the SBA process and speed up approvals. Ideal for startups, expansions, or long-term stability.
SBA Loan
We simplify the SBA process and speed up approvals. Ideal for startups, expansions, or long-term stability.
Term Loan
Borrow up to $5M with fixed monthly payments. Fuel growth, consolidate debt, or launch your next big move.
Term Loan
Borrow up to $5M with fixed monthly payments. Fuel growth, consolidate debt, or launch your next big move.
Term Loan
Borrow up to $5M with fixed monthly payments. Fuel growth, consolidate debt, or launch your next big move.
Term Loan
Borrow up to $5M with fixed monthly payments. Fuel growth, consolidate debt, or launch your next big move.


We offer diverse funding solutions for your business needs.
Line of Credit
Line of Credit
Line of Credit
Line of Credit
Business Lines of Credit
EXL Holdings offers Business Lines of Credit designed for flexibility and control. Draw what you need, when you need it—and pay interest only on what you use. Whether it’s covering payroll, managing seasonal fluctuations, or jumping on growth opportunities, this revolving credit solution gives you agility.
We keep the process simple with minimal documentation and rapid approval. Plus, our team works hands-on with you to align the credit terms with your business dynamics.
Ideal for small and mid-sized businesses, a line of credit from EXL Holdings ensures you always have access to working capital when it matters most.






Financing
Financing
Financing
Financing
Equipment Financing
At EXL Holdings, our Equipment Financing solutions are designed to help you secure the machinery and tools your business needs—without depleting your working capital. With customized terms and flexible repayment schedules, you can spread costs over time while aligning payments with your cash flow.
We offer competitive rates and a quick, transparent approval process, so you can acquire essential equipment without financial stress. Whether you're in manufacturing, logistics, healthcare, or construction, keeping your operations efficient with modern equipment gives you the edge.
Drive productivity and profitability with equipment financing tailored to your business goals—backed by EXL Holdings.
SBA
SBA
SBA
SBA
SBA Loan
EXL Holdings specializes in helping small businesses grow through SBA-backed loans. These government-supported lending options offer lower interest rates and longer repayment terms than traditional loans, making them ideal for businesses looking to scale sustainably.
From purchasing real estate to expanding operations or refinancing existing debt, SBA Loans are structured to maximize affordability while maintaining flexibility. Even if you’ve faced challenges qualifying for conventional funding, SBA financing could be your path forward.
Let EXL Holdings guide you through the SBA process and unlock capital that fuels your long-term success.






Term
Term
Term
Term
Term Loan
Looking to fund a major business initiative or expansion? EXL Holdings’ Term Loan solutions deliver a lump sum of capital with competitive interest rates and flexible terms—perfect for high-impact investments like facility upgrades, team growth, or product launches.
Our process is streamlined for speed and clarity, ensuring you get the funding you need—fast. With structured payments and fixed terms, you maintain control while scaling your operations strategically.
Talk to EXL Holdings today about how our Term Loans can support your next big move and position your business for sustainable growth.
What Our Clients Said
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
REVIEWS
EXL Holdings came through when our bank couldn’t. Their term loan helped us upgrade machinery and scale production without disrupting cash flow. Professional, fast, and straightforward.
Marcus T.
Customer
REVIEWS
After months of delays with other lenders, EXL got us approved for an SBA loan within days. Their team walked us through every step. We reopened stronger than ever.
Michael S.
Customer
REVIEWS
I didn’t realize how much smoother client work would be with a reliable line of credit behind us. EXL Holdings gave us the working capital cushion we’d been missing.
David S.
Customer
REVIEWS
Running a growing online store means we need flexibility. EXL’s business line of credit gave us exactly that—quick access to capital whenever we need it. A game changer for our cash cycle.
James K.
Customer
REVIEWS
We needed to replace two delivery trucks immediately. EXL structured an equipment financing deal that made it affordable and fast. Zero headaches. Just results.
Robert P.
Customer
REVIEWS
We’ve worked with several lenders—EXL is in a league of their own. Transparent terms, no pressure, and funding that actually supports growth. Highly recommended.
Tony R.
Customer
Funding Solutions
We provide fast and flexible financing options to help you manage cash flow and seize new opportunities.

Unlock your true potential with our funding

Funding Solutions
We provide fast and flexible financing options to help you manage cash flow and seize new opportunities.

Unlock your true potential with our funding

Funding Solutions
We provide fast and flexible financing options to help you manage cash flow and seize new opportunities.

Funding Solutions
We provide fast and flexible financing options to help you manage cash flow and seize new opportunities.
